Tax Planning

Portability

A rule that allows a surviving spouse to use their deceased spouse's unused estate tax exemption in addition to their own. This effectively doubles the amount that can pass tax-free.

Practical Example

When the first spouse dies in 2024, they only use $5 million of their $13.61 million exemption. The surviving spouse can 'port' the unused $8.61 million, giving them a total exemption of $22.22 million ($13.61M + $8.61M).